Car insurance named driver fully comp

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If you drive someone else’s vehicle then you will not be covered by their (the main driver) motor insurance policy – you must become a named driver on their policy. As a named driver you will be given the same level of cover as the vehicle's main driver. Named driver policies are only appropriate if the named driver is not the main driver (main user) or the owner of the vehicle. .  · If you don’t own a car but regularly drive someone else’s – perhaps your partner’s, or maybe you borrow your mum’s every week – then you can have your name put on their car insurance, usually quite easily. This means that you'll become a named driver on that person’s car insurance policy and you'll be legally covered to drive their car.  · A named driver is someone who is insured to drive a vehicle in which another person does most of the driving. When driving that vehicle, the named driver will have the same level of cover as the main driver. They may also be referred to as an additional driver. When you compare car insurance with MoneySuperMarket you’ll be allowed to include up to three .

So, if the main driver bought a fully comprehensive policy, the named drivers will also be covered with fully comp insurance. Does the named driver need to live at the same address as the main driver? No, you can purchase car insurance as a named driver even if you live at a different address to the main driver. DOC is a clause in your policy that allows you to drive someone else’s car without being a named driver on their policy. It’s important to understand that if such a clause isn’t included, you aren’t covered to drive other cars – even if your insurance policy is fully comprehensive. If you do drive another car without being insured. The average car insurance premium with an additional driver is £ ^^. ^^Average premium of £ is based on the average P prices (5 cheapest prices) for enquiries with a clickthrough. Based on Compare the Market data from 1 October to 1 January Start a quote.

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